I was watching Netflix last month when my neighbour knocked. “You seen that Bank of Dave thing?” she asked, settling into my sofa without invitation. Three hours later, we’d binged the whole thing. But what struck me wasn’t just Dave’s banking revolution; it was the woman quietly keeping him grounded through it all. That woman is Nicky Fishwick. And she’s the real anchor behind his success.

Meeting at the Garage

Most people know Dave Fishwick as the minibus salesman turned people’s banker. The lad from Burnley who took on the big banks and won. But Dave Fishwick wife Nicky? She’s been there since the very beginning, long before the cameras started rolling. Dave met Nicky about 27 years ago at a nightclub where he was DJing. She told him the music he’d picked was awful. Trying to be smooth, he smiled and said she could choose a better one, on one condition: she had to write her number on the record sleeve.  Good job she did, really. Because what happened next changed everything.

The Anchor That Keeps Him Real

Here’s what I love about their relationship. Dave’s got all these mad ideas, right? Banking revolution, taking on the establishment, fighting for ordinary folk. He could easily get carried away with it all. But Nicky? She brings him back down to earth. One article I read mentioned how she keeps him grounded by reminding him about simple things such as what to have for tea. Brilliant, that. While Dave’s off being the people’s champion, fighting financial injustice and whatnot, Nicky’s there making sure he doesn’t lose sight of what matters. Family. Home. Normal life.

Twenty-Seven Years and Counting

Dave Fishwick and Nicky have been married for 27 years now. That’s proper commitment, isn’t it? Especially when you consider what they’ve been through together. When Dave started making his millions from the minibus business, they could have gone all fancy. Moved to some posh area, started mixing with different people, and put on airs and graces. But they didn’t. When the banking idea took off and suddenly Dave’s fighting the Financial Conduct Authority, appearing on documentaries, and becoming famous worldwide, they still stayed true to themselves. That doesn’t happen by accident. That takes a strong partnership.

Raising Good Kids

Dave and Nicky have two children together. Now here’s where you can really see their values in action. With all that money, Dave’s worth millions now; you’d expect the kids to be spoiled rotten, wouldn’t you? Not these two. Their children have grown up to be proper, grounded adults. No showing off, no living off daddy’s money, and no celebrity nonsense. Just normal people who happen to have a famous dad. That tells you everything about how Dave and Nicky raised them. Money didn’t corrupt the family values. Nicky made sure of that.

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Behind Every Successful Man

You know that old saying about successful men having strong women behind them? Well, with the Fishwicks, it’s absolutely spot on. Think about what Dave’s achieved. He built a minibus empire from nothing. Then he decided to take on the entire British banking system. Mad, really, when you think about it. But here’s the thing: he could only take those massive risks because he had solid support at home. When Dave was dealing with regulators, fighting established banks, and facing criticism from all sides, Nicky was there keeping everything stable. She wasn’t trying to be part of the spotlight. She was making sure there was still a normal life to come home to.

The Netflix Fame

The Bank of Dave films have made the Fishwick family famous worldwide. Nicky gets portrayed by Jo Hartley in the movies, and she does a cracking job showing that supportive but no-nonsense northern woman. But here’s what’s brilliant: fame hasn’t changed them. They’re still the same people they were before Netflix came calling. Still living in the same area, still having normal conversations about what’s for tea. That’s Nicky’s influence, I reckon. She keeps Dave connected to reality when everything else is going mental around them.

What Makes Their Marriage Work

I’ve been thinking about what makes the Fishwicks different from other successful couples. Because let’s face it; most people who get rich and famous end up divorced, don’t they? I think it’s because Nicky never tried to change Dave, and Dave never expected Nicky to become someone she wasn’t. She didn’t need to be the glamorous wife attending premieres and charity galas. She just needed to be herself. And Dave? He might be worth millions, but he’s still the same lad who fell for a girl at his garage 27 years ago.

The Real Power Behind the Scenes

Here’s something most people don’t think about. While Dave’s out there being the face of customer banking, fighting for ordinary people, someone’s got to keep the home fires burning. Nicky’s the one making sure their family stays normal. Making sure the kids don’t get big heads. Making sure Dave doesn’t start believing his own hype. When you’re constantly told you’re brilliant, when newspapers are writing about you, when Netflix makes films about your life, it’s easy to lose perspective. But not when you’ve got someone at home asking what you fancy for your tea.

Staying True to Their Roots

The Fishwicks still live in Lancashire. They haven’t done what most rich people do ; moved to London, bought a massive house in the Cotswolds, and started putting on posh accents. They’re still proper northern folk. Dave still sounds like he’s from Burnley. Nicky’s still the same woman who met him at the nightclub all those years ago. That’s rare these days. Money and fame usually change people. But not when you’ve got someone like Nicky keeping your feet firmly on the ground.

Beyond the Banking Revolution

The Bank of Dave story focuses on the business side: the loans, the fights with regulators, and the campaign against payday lenders. But behind all that success is a solid marriage that’s lasted nearly three decades. That’s not just luck. That’s two people who’ve worked at staying connected despite everything life’s thrown at them.

What We Can All Learn

Watching the Fishwicks, one realises, in true English fashion, how lovely they have been about their success. In other words, they have been faithful to self, raised children well and managed to keep the flame of a marriage burning.  His wife Nicky is one of the most important players in this tale; she represents not changing who you are simply because everything around you changes. She still is just that girl who fell in love with a DJ with big dreams. He remains the same man that needed someone to keep him anchored.

Looking Ahead

Dave’s still campaigning, still lending money to people the big banks won’t touch. Bank of Dave 2 came out in January 2025, continuing their story on Netflix. But whatever happens with the business, they’ve already succeeded at the stuff that really matters. Twenty-seven years of marriage. Two well-grounded kids. A partnership that’s survived fame and fortune without losing what made it special in the first place. That’s not just a business success story. That’s a masterclass in staying true to who you are, no matter what life throws at you. And Nicky Fishwick deserves proper credit for making it all possible. Good on them both, really.