How Pension Recycling Rules Affect Your Retirement Savings
Posted on September 21, 2026 by Camilla Ashcroft
Quick Answer: HMRC’s pension recycling rules block tax-free cash when it is pre-planned. If your lump sum tops £7,500 and drives a significant rise in contributions worth over 30% of that cash, the whole lump sum can be taxed as an unauthorised payment at up to 55%. Key Takeaways The rules cover your tax-free lump […]